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Grants To Warm Your Home

A family are sitting on the sofa under a blanket

Energy grants are available for people who wish to make their homes more energy efficient thus cutting their heating bills and saving money. Find out in our guide if you qualify for a money-saving energy grant.

In this article about grants to warm your home we shall examine:

  • Qualifying for energy grants
  • The kinds of grants available
  • What is required to qualify
  • Third party deductions
  • The Winter Fuel Payment
  • The Cold Weather Payment
  • The Warm House Discount
  • What Energy Company Obligation is



Some people qualify for energy efficiency grants to warm their homes

Most households are not energy efficient and this could mean that they are spending far too much money on their heating bills than they need to be. There is help for people who cannot afford to pay their energy bills and grants for making a house more energy efficient available from the government.

Not only could someone who qualifies for an energy saving grant save money each month but their home would be warmer too.

These grants help homeowners to install energy efficient equipment that will mean that they lose less heat and pay less money in fuel bills. Not only could someone who qualifies for an energy saving grant save money each month but their home would be nicer by being warmer too.

What kind of energy grants are available?

Under the Affordable Warmth Obligation in England, Scotland and Northern Ireland, some people may be able to get financial help to improve the energy efficiency of their houses. For homes in Wales, there is a British Gas managed scheme called Nest that provides the same service. Under the Affordable Warmth Scheme, grants are offered for cavity wall insulation, loft insulation, new boilers and new heating controls. Some applicants may get their boiler repaired or qualify for a whole new central heating system.

An energy performance certificate indicates your home’s energy rating

How do I qualify for a warm home grant?

You will have to apply for an assessor to come and check your home. You must be a homeowner or rent a private property that has the owner’s permission for the work to be carried out. Applicants will need to be on certain benefits in order to qualify. Insulation and heating systems are also available for people who live in social housing that has an energy rating of E, F or G. You can find out the energy rating of a home by checking its energy performance certificate. Those who do not have this they may ask the housing association or the owner of their home. The Affordable Warmth Obligation is part of Energy Company Obligation. To find out if you qualify you can call:

Association Country Phone #
Energy Saving Advice Service England 0300 123 1234
Home Energy Scotland 0808 808 2282
Nest Wales 0808 808 2244
nidirect N. Ireland 0300 200 7874

What are third-party deductions?

Third party deductions are for people who have fallen behind on their energy bills and owe money. The benefits office take the current bill money directly from a person’s benefits and a small amount towards the outstanding bill. More details can be found at your benefits office or Jobcentre Plus if you receive universal credit, jobseekers allowance or are on income support and are struggling.

A man installs a new boiler for a family who applied for the warm home grant

So what have we learned so far?

  • There are grants for people to make their homes more energy efficient
  • This will save money on fuel bills
  • Grants are available for insulation, boilers and new heating systems
  • An assessor will decide if people who own their own homes or rent will qualify
  • Social housing with a low energy efficiency rating may also qualify
  • Applicants need to be on certain benefits to apply
  • Third party deduction are payments for energy bills deducted from benefits automatically

How do I qualify for the Winter Fuel Payment?

People born before August 1953 are eligible for the Winter Fuel Payment. This tax-free sum is paid in November till Christmas helps people pay their fuel bills. Homes with a person living with them over the age of 63 get £200 and for those over 80, it rises to £300. This is paid automatically by January 15th but if you are not receiving this and are entitled to it then you should contact the benefits of pensions office. You can find out more at the government website.

People born before August 1953 are  eligible for the Winter Fuel Payment

What is the Cold Weather Payment?

When the temperature falls below 0 degrees in your area for 7 days in a row you can get £25 towards your fuel bill for each 7 day cold period. This scheme runs from November 1st to March 31st and is paid 15 days after the cold spell into the bank account that receives your benefits.

How do I get the Warm Home Discount?

The Warm Home Discount is credited to the accounts by suppliers for those who are on a very low income and benefits or to some pensioners. It is an annual credit of £140 that is compulsory for most suppliers, even smaller ones, in order to help people that struggle with their bills.

A woman adjusts the thermostat in her home to help save money on energy bills

What is the Energy Company Obligation?

This is a government scheme that obliges energy companies with over 250,000 customers to help them become more energy efficient by providing financial help. These measures are intended to help reduce carbon emissions, warm houses and lower energy bills. To find out if you may be eligible for some help take a look at the Energy Saving Trust website.



So what can we conclude about grants to warm your home?

The UK can get very cold during the winter and summer and the cost of heating a home can take a big chunk of a monthly budget. It makes sense to see if you qualify for some help to make your home more energy efficient to pay less each month in fuel bills. Having a well-insulated home will prevent heat from escaping and require less heating, leading to a better environment for all. Nobody has to be cold in the UK if they take the time to see what grants they are eligible for in order to heat their homes if they cannot afford to pay their energy bills.

About the author

Faith Hastings

Faith is a proud mother of three and runs a busy home. She has a lot of experience in housefold finance and loves to write articles for familymoney.co.uk

Faith enjoys shopping, travelling and spending time with her family.

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About The Author

Faith Hastings

Faith is a proud mother of three and runs a busy home. She has a lot of experience in housefold finance and loves to write articles for familymoney.co.uk

Faith enjoys shopping, travelling and spending time with her family.

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